When it comes to auto insurance, not every driver needs full coverage. Liability-only auto insurance is a cost-effective option designed to meet legal requirements while protecting you financially if you’re at fault in an accident.
What Is Liability-Only Auto Insurance?
Liability-only auto insurance provides coverage for damages or injuries you may cause to others in an accident. This includes:
- Bodily Injury Liability: Covers medical expenses, lost wages, and legal fees for injuries caused to other parties.
- Property Damage Liability: Covers the repair or replacement costs of damaged property, such as vehicles, fences, or buildings.
This type of policy does not cover your own injuries or vehicle damage. It’s ideal for drivers with older vehicles or those looking to minimize insurance costs.
Benefits of Liability-Only Auto Insurance
- Cost-Effective: Liability-only insurance typically has lower premiums compared to full coverage plans, making it a budget-friendly choice.
- Legal Compliance: Meets the minimum insurance requirements mandated by your state.
- Flexible Coverage: Allows you to add additional options, such as uninsured motorist coverage, if needed.
Is Liability-Only Coverage Right for You?
Liability-only insurance may be a good choice if:
- You drive an older vehicle with a low market value.
- You want to keep insurance costs low.
- You don’t need coverage for your own vehicle or medical expenses.
However, if your vehicle is financed or leased, your lender may require full coverage.
Why Choose 5-Star Insurance for Liability-Only Auto Coverage?
At 5-Star Insurance, we’ve helped thousands of drivers in Florida find affordable and reliable auto insurance. Here’s why our customers choose us:
- Expert Guidance: Our agents work with you to understand your needs and recommend the best coverage options.
- Affordable Rates: We’ll help you compare quotes to find a policy that fits your budget.
- Fast & Easy Quotes: Get started online or over the phone in minutes.
Get Your Free Quote Today
- Online: Visit our quotes page to get a free, no-obligation quote.
- By Phone: Call us at (727) 620-0620 to speak with a friendly agent.
Don’t wait! Protect yourself and meet state requirements with liability-only auto insurance. Let 5-Star Insurance help you find the perfect policy today.