Florida FR-44 Car Insurance

An FR-44 is a certificate required in Florida (and Virginia) typically for drivers who have been found guilty of certain offenses, such as driving under the influence (DUI) or driving with a suspended license. It’s similar to the SR-22 but with some key differences:

  1. Higher Liability Limits: The FR-44 requires higher liability coverage limits than the state’s minimum or the limits required by an SR-22.
  2. Specific to Certain Offenses: The FR-44 is specifically required for more serious offenses like DUI convictions or driving with a suspended license.
  3. State-Specific: Unlike the SR-22, which is used in many states, the FR-44 is specific to Florida and Virginia.

The process to obtain an FR-44 is similar to that of an SR-22. You need to contact an auto insurance company that offers FR-44 filing. The insurance company will file the certificate with the state on your behalf, and you will likely face higher insurance premiums due to the increased risk associated with the offense that necessitated the FR-44.

Want to compare your options?

Click the button below to head to our quotes page where you can enter some basic information to have our team help with your insurance!

Ready to get started?

Start Your Quotes Today

Enter some basic information below to get the process started.

Service Options